Risk Disclosure

InstaSwap is a non-custodial software interface for cross-chain swaps, split swaps, payments, and for trading perpetuals, spot markets and tokenized stocks on independent execution venues. Digital assets are volatile and the products below can result in the loss of the funds you commit. Read this page together with our Terms & Conditions before using any InstaSwap product.

1. Market risk

Prices of cryptocurrencies, tokens and tokenized stocks move sharply, 24 hours a day. A quoted swap rate is an estimate: the amount you receive can differ from the quote if the market moves while your deposit confirms and the route executes. Nothing on InstaSwap is a price guarantee.

2. Cross-chain settlement risk

Swaps settle in native assets through independent decentralized liquidity protocols across many blockchains, without wrapped tokens. Network congestion, chain halts, failed or delayed transactions and protocol outages can delay a swap. When a swap cannot complete, funds are returned to the refund address you provided at creation. Always double-check recipient and refund addresses: transactions sent to a wrong or incompatible address cannot be reversed by anyone.

3. Leverage and derivatives

Perpetual futures are high-risk products. Leverage multiplies both gains and losses; a leveraged position can be liquidated automatically and you can lose your entire margin. Funding rates, margin requirements, liquidation rules and market availability are set by the execution venue that fills your order, not by InstaSwap. Do not trade with leverage unless you understand these mechanics and can afford the loss.

4. Tokenized stocks

Tokenized stocks and ETFs are digital tokens issued by third parties and backed by the issuer's holdings. They are not a direct shareholding, do not carry voting rights, and depend on the issuer's solvency, redemption terms and the liquidity of the on-chain markets they trade in. Prices can diverge from the underlying share, especially outside stock market hours.

5. Self-custody and keys

InstaSwap never holds your private keys and cannot recover funds sent from or to a wallet you control. You are responsible for securing your wallet, seed phrase and devices. InstaSwap staff will never ask for your seed phrase or private key. Verify you are on an official domain (see Official Domains) before connecting a wallet or sending a deposit.

6. Smart contract and third-party risk

Escrow contracts, privacy protocols, cross-chain liquidity protocols and trading venues are software operated by us or by third parties. Bugs, exploits, oracle failures and venue outages can result in loss or delay. Where a third party executes your order or holds your position, its rules and risks apply.

7. Regulatory and jurisdiction risk

Digital asset regulation changes quickly and differs by country. Some products, in particular derivatives, are not available in restricted jurisdictions and execution venues apply their own geographic controls. By using InstaSwap you confirm that your use is lawful where you live and that you are responsible for your own tax and reporting obligations.

8. No advice

Nothing on InstaSwap is investment, legal, tax or financial advice. Information is provided for general purposes only. Decide independently and never commit funds you cannot afford to lose.

Questions about this disclosure: support@instaswap.com